Vancouver Mortgage Calculator | Estimate Payments

Lena – Mortgage Calculator (Basic / Pro)

Mortgage Calculator

Fast, clean, and accurate. Built for Lena’s clients.

Home Price

Down Payment

20% down

Rate (Annual %)

Amortization (Years)

Term (Years)

Property Tax (Annual)

Condo/Fees (Monthly)

Mortgage Ins. %

Set if down < 20% (e.g., 4). 0 to ignore.

GST on Price (%)

Set to 5 for new builds; resale is generally 0.

GST Rebate ($)

Optional manual rebate entry.

Include BC Property Transfer Tax

Auto-calculated from price; not part of monthly.

Home Type

PTT extra 2% on residential portion above $3M.

Basic = core payment + property tax. Pro adds fees, insurance %, and closing taxes (GST/PTT).

Monthly Payment

Principal + Interest + Taxes + Fees

Mortgage Amount

After down payment & insurance

Effective Down Payment

Insurance Premium (added)

For pre-approval or rate options, contact Lena.

Estimates only, not advice. GST typically applies to new homes; resale is generally GST-exempt. BC PTT is due on completion.